When driving it is important to follow every possible precaution to avoid an accident. However accidents take place frequently, so it is important to understand the correct procedures to practice after an accident takes place.
1. Move To Safety
- Never flee the scene after being involved in an accident, even if it seems minor.
- If possible move your vehicle to safety and bring it to a stop. If your vehicle is isn’t capable of moving then get yourself out of harm’s way.
- Turn your vehicle’s hazard lights on to warn oncoming traffic.
- If you are able, help others involved in the crash get to safety.
2. Seek Help
- Call the police to the scene, police accident reports can be important when dealing with insurance companies. Only call 911 if the accident qualifies as an emergency.
- Seek medical attention, the excitement of the situation at a crash site can dull the feelings of pain-causing injuries to not be immediately apparent. Many injuries are not realized until the days following the incident.
3. Gather Information
- When reporting to the officer at the scene be honest and stick to the details that you know. Avoid speculating about the events.
- Take pictures of the crash and the damages. These photos can come in handy when filling out the insurance claim.
- Exchange information with the other individuals involved in the crash such as their name, phone number, and address.
4. Notify Your Insurance
- Reach out to your insurance company to file your claim. It is important to notify your insurance provider as soon as possible after the accident to begin the claims process.